Choosing Your Agent

Minimize your Hassle So you’ve decided to minimize the hassle of selling your home on your own. The next thing to consider is who you will hire to do the job and what you should expect from this person. Finding the right real estate agent is not as easy as opening up the phone book […]

What Happens After You Sign

What Happens After You Sign Details, Details… Hold on…it’s not a done deal yet! After the signing, escrow prepares the loan package for your lender and express delivers that package to them for final review. This can take 24 to 48 hours at the lenders and depends on the lender’s requirements. Once the lender has […]

What Are Closing Costs

What Are Closing Costs Closing costs are often confusing. Below is a list of costs and explanations for each. When you apply for your loan, you will receive a Good Faith Estimate of these charges. Appraisal Fee: A one-time fee to pay an independent fee appraiser. Credit Report Fee: A one-time fee covering the cost […]

Getting Organized

Getting Organized, what it takes…         It is easier than you might think!   2 Years Employment Information 2 Years Residence History  Banks and/or Depository names, addresses, and account numbers  3 months of most recent bank statements (all pages) Open Installment/Revolving Accounts; names, account numbers, balances, and required monthly payments  Social Security […]

Moving Pets

Moving Your Pets Pets are Family, not Luggage… Your pets need special care and handling to get to their new home. Here are a few tips on moving them.       Fish It is not practical to move fish in their aquarium. A gallon of water weighs eight pounds. Plan on giving the fish […]

Preliminary Report

The Preliminary Title Report indicates the type of title insurance offered by the title company. It indicates the exclusions and exceptions from coverage under which the policy will be issued. This report is issued prior to a final policy of insurance and is necessary to insure that a policy can be offered.   THE REPORT […]

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