Getting Organized

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Getting Organized,

what it takes…

 

 

 

 

It is easier than you might think!

 

  • 2 Years Employment Information
  • 2 Years Residence History
  •  Banks and/or Depository names, addresses, and account numbers
  •  3 months of most recent bank statements (all pages)
  • Open Installment/Revolving Accounts; names, account numbers, balances, and required monthly payments
  •  Social Security Numbers
  • Drivers Licenses or other photo ID
  • Check for credit report and appraisal (lender will tell you amount)
  • Copy of completed and signed Purchase Contract
  • Copies of notes used for additional income, if applicable
  • Copies of leases for rental properties, if applicable
  • W-2s for most recent 2 years
  • Most recent pay stubs from employment (within past 30 days)
  • 12 months canceled checks for rent or private mortgage holder
  • Copy of Divorce Decree, if applicable
  • Last 2 years tax returns (if self-employed)
  • Last 2 years Year-End Balance Sheets (if self-employed)
  • Current year-to-date Profit and Loss Statement (if self-employed)

**Requirementsmayvaryduedependingon loamprogramandlendinghouse.

 

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